7. I acquired a education loan to attend culinary college.

I suppose all my economic troubles may be traced to a single really bad choice: i obtained a education loan to visit cooking school. The worst component had been that if we had waited merely a 3 months, I would personally have now been of sufficient age never to be viewed under my moms and dads economically and could have qualified for school funding. If i possibly could return back with time, I would personally slap myself and inform myself to not waste my time. (never ever did any such thing utilizing the level — we noticed that although i enjoy cooking, employed in a specialist kitchen area is almost certainly not for me. ) I want I experienced at the very least waited those months that are few.

After me and may have to file bankruptcy that it was just one bad financial decision after another: three cars breaking down (learned lesson there: sometimes it’s cheaper in the long run to just get a new car), two more loans taken out (one a debt consolidation loan and the other a car loan), and I’ve got collectors calling. Read the rest of this entry